# United Kingdom Outstanding mortgage effective rate, households

> Canonical page: https://fxmacrodata.com/united-kingdom/mortgage-effective-rate-households
> Publisher: FXMacroData (https://fxmacrodata.com) — official-source macroeconomic data
> License: https://fxmacrodata.com/terms

| Field | Value |
| --- | --- |
| Latest value | 4.04 |
| Latest release date | 2026-09-30 |
| Previous value | 2.61 |
| Change | 1.43 |

United Kingdom Outstanding mortgage effective rate, households printed 4.04% in September 2026, a change of 1.43 percentage points from 2.61%. The value sits above the previous reading, so the important market question is whether it confirms the prevailing trend or forces a reassessment of GBP macro pricing.

## Recent release history

| Release date | Actual | Previous | Forecast | Detail page |
| --- | --- | --- | --- | --- |
| 2026-09-30 | 4.04 | 2.61 | -- | https://fxmacrodata.com/united-kingdom/mortgage-effective-rate-households/announcements/gbp_mortgage_effective_rate_households_2026-09-30 |
| 2017-05-04 | 2.61 | 2.63 | -- | https://fxmacrodata.com/united-kingdom/mortgage-effective-rate-households/announcements/gbp_mortgage_effective_rate_households_2017-05-04 |
| 2017-03-29 | 2.63 | 2.64 | -- | https://fxmacrodata.com/united-kingdom/mortgage-effective-rate-households/announcements/gbp_mortgage_effective_rate_households_2017-03-29 |
| 2017-03-01 | 2.64 | 2.67 | -- | https://fxmacrodata.com/united-kingdom/mortgage-effective-rate-households/announcements/gbp_mortgage_effective_rate_households_2017-03-01 |
| 2017-01-31 | 2.67 | 2.68 | -- | https://fxmacrodata.com/united-kingdom/mortgage-effective-rate-households/announcements/gbp_mortgage_effective_rate_households_2017-01-31 |
| 2017-01-04 | 2.68 | -- | -- | https://fxmacrodata.com/united-kingdom/mortgage-effective-rate-households/announcements/gbp_mortgage_effective_rate_households_2017-01-04 |

## API access

```
GET https://api.fxmacrodata.com/v1/announcements/gbp/mortgage_effective_rate_households
X-API-Key: YOUR_API_KEY
```

## Related

- Machine-readable surfaces index: https://fxmacrodata.com/llms.txt