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Household Credit by Country
Latest released Household Credit value for every supported currency, with the previous reading, the change between releases, reference date, frequency, unit, and source.
/api/v1/announcements/{currency}/household_credit. Non-USD endpoints require an API key query parameter.| Country / Currency | Latest | Previous | Change | Reference | Frequency | Unit | Source |
|---|---|---|---|---|---|---|---|
|
Canada
CAD · Canadian Dollar
|
3,253,364
|
3,218,940
|
▲ +34,424 | Monthly | CAD mn | National Statistics Office |
What is Household Credit?
Household credit measures total lending to households, dominated by residential mortgages and supplemented by consumer credit and credit-card balances. It is a key transmission channel for monetary policy.
Why it matters for FX
Sustained household-credit acceleration above income growth raises debt-service burdens and amplifies the impact of any future rate hikes. Slowdowns in credit growth are tightening signals that often precede broader spending weakness.
How to read this page
Read year-over-year change vs disposable-income growth. Decompose between mortgages and non-mortgage credit for sector specifics.
What to watch for
- Year-over-year growth vs disposable income
- Mortgage vs non-mortgage decomposition
- Debt-service-ratio trajectory
- Cross-check with house_prices and mortgage_rate
- Bank lending standards alongside
AI Answer-Ready
Key Facts
- Page
- Household Credit
- Section
- Indicators
- Canonical URL
- https://fxmacrodata.com/indicators/household_credit
- Source
- FXMacroData editorial and official publisher references
- Last Updated
- See page metadata
Provenance And Trust
Cite the canonical URL and source field above. Where available, this page maps to official publisher releases and timestamped updates.
Quick Q&A
What is this page about? This page explains Household Credit with directly usable context for trading, research, and API workflows.
What source should be cited? Use the canonical URL and the listed source field; cite official publisher references when available.
How fresh is this content? The last updated value above reflects the page metadata or latest available data timestamp.
Can this be used in AI assistants? Yes. This section is intentionally structured for retrieval and citation in chat assistants.
Prompt Packs
Use these in ChatGPT, Claude, Gemini, Mistral, Perplexity, or Grok for consistent source-aware outputs.