AI Answer-Ready

Key Facts

Page
Mortgage Rate
Section
API Data Docs
Canonical URL
https://fxmacrodata.com/api-data-docs/aud/mortgage_rate
Source
ABS/RBA
Last Updated
2026-04-30

Provenance And Trust

Cite the canonical URL and source field above. Where available, this page maps to official publisher releases and timestamped updates.

Quick Q&A

What is this page about? This page explains Mortgage Rate with directly usable context for trading, research, and API workflows.

What source should be cited? Use the canonical URL and the listed source field; cite official publisher references when available.

How fresh is this content? The last updated value above reflects the page metadata or latest available data timestamp.

Can this be used in AI assistants? Yes. This section is intentionally structured for retrieval and citation in chat assistants.

Prompt Packs

Use these in ChatGPT, Claude, Gemini, Mistral, Perplexity, or Grok for consistent source-aware outputs.

抵押贷款利率 (AUD)

经集成测试验证的指标。

Latest reading: 8.52 % · Last updated: · Source: ABS/RBA

Category: Additional Indicators

API Endpoint

/api/v1/announcements/aud/mortgage_rate

Optional Indicator Availability (AUD)

Optional indicators use per-currency fetcher capability checks and may be temporarily hidden while source coverage is being remediated.

foreign_reserves
Available
cb_assets
Available
inflation_mom
Unavailable Not implemented on this currency fetcher yet.

About 抵押贷款利率 (AUD)

The mortgage rate for Australia tracks the average interest rate charged by lenders on new home loans. It moves with the policy rate and longer-dated government bond yields.

Why FX traders watch it

Mortgage rates affect household borrowing costs and therefore consumer spending and the housing market. High mortgage rates cool the housing sector, reducing wealth effects and consumer confidence, which in turn affects economic growth.

How to interpret the data

Rapidly rising mortgage rates can suppress housing activity and broader growth, eventually forcing the Reserve Bank of Australia to ease policy. Falling mortgage rates signal looser conditions and can boost economic activity.

Historical 抵押贷款利率 (AUD)

Source: ABS/RBA  ·  Monthly  ·  %

Data provided by FXMacroData via the /api/v1/announcements/aud/mortgage_rate endpoint. For access, see pricing.

Data Source

Primary Source

ABS/RBA

Official Series ID

mortgage_rate

Data Format and Properties

Data Frequency

Monthly

Unit of Measure

%

JSON Response Structure

The endpoint returns a chronological list of observations in JSON format.

{
    "currency": "AUD",
    "indicator": "mortgage_rate",
    "has_official_forecast": false,
    "start_date": "2023-01-01",
    "end_date": "2023-12-31",
    "data": [
        {
            "date": "2024-07-01",
            "val": 4.2,
            "announcement_datetime": 1722456000
        }
    ]
}

Request Parameters & Usage

Parameter Required Format Description
start_date NO YYYY-MM-DD Optional lower bound for the requested history.
end_date NO YYYY-MM-DD Optional upper bound. Defaults to the current date.
api_key CONDITIONAL string Required for non-USD announcement requests. USD announcement requests are public without an API key.

Example Usage

To retrieve 抵押贷款利率 data for AUD from 2023:

GET https://fxmacrodata.com/api/v1/announcements/aud/mortgage_rate?start_date=2023-01-01&end_date=2023-12-31&api_key=YOUR_API_KEY

Frequently Asked Questions

How often is Australia Mortgage Rate updated?
Mortgage Rate for Australia is released on a monthly schedule by Reserve Bank of Australia (or the relevant national statistics agency). FXMacroData ingests each new value within seconds of the official publication and exposes the exact announcement timestamp on every record.
What unit is Mortgage Rate reported in?
The series is published in %. The exact unit is also returned on every API response under the indicator metadata.
Where does FXMacroData source Australia Mortgage Rate data?
Data is fetched directly from Reserve Bank of Australia or the official national statistics publication for Australia. The source URL is preserved on every announcement record so downstream consumers can trace the value back to its primary release.
How do I query Mortgage Rate for Australia via the API?
Issue a GET request to /api/v1/announcements/aud/mortgage_rate?api_key=YOUR_API_KEY. The response contains a chronological list of observations with values, release dates, and announcement timestamps. USD announcement data is public; other currencies require a Professional API key.