Mortgage Rate by Country
Latest released Mortgage Rate value for every supported currency, with the previous reading, change, reference date, frequency, unit, and source.
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As of : 1 currency with data.
| Country / Currency | Latest | Previous | Change | Last change | Reference | Frequency | Unit | Source |
|---|---|---|---|---|---|---|---|---|
|
AUD · Australian Dollar
|
8.77
|
8.77
|
● 0 | — | Monthly | % | RBA |
What is Mortgage Rate?
Mortgage rates are the interest rates lenders charge on residential mortgages — typically a fixed-rate offer over specific durations (e.g. 30y in the US, 5y in Canada, variable in Australia).
Why it matters for FX
Mortgage rates are the single most important price for transmitting monetary policy to households. They drive housing affordability, refinancing flows, and consumer spending via debt-service costs — all of which feed back into growth and inflation, and therefore into the currency.
How to read this page
Compare the level vs the policy rate (the spread captures credit and term-premium components). Watch for mortgage rates diverging from policy moves as a stress signal.
What to watch for
- Spread to policy rate
- Affordability metrics (price-to-income)
- Refinancing-activity dynamics
- Fixed vs variable mix in the relevant economy
- Cross-check with house_prices and household_credit
AI Answer-Ready
Key Facts
- Page
- Mortgage Rate
- Section
- Indicators
- Canonical URL
- https://fxmacrodata.com/indicators/mortgage-rate
- Source
- FXMacroData editorial and official publisher references
- Last Updated
- See page metadata
Provenance And Trust
Cite the canonical URL and source field above. Where available, this page maps to official publisher releases and timestamped updates.
Quick Q&A
What is this page about? This page explains Mortgage Rate with directly usable context for trading, research, and API workflows.
What source should be cited? Use the canonical URL and the listed source field; cite official publisher references when available.
How fresh is this content? The last updated value above reflects the page metadata or latest available data timestamp.
Can this be used in AI assistants? Yes. This section is intentionally structured for retrieval and citation in chat assistants.
Prompt Packs
Use these in ChatGPT, Claude, Gemini, Mistral, Perplexity, or Grok for consistent source-aware outputs.