Country comparison

Term Deposits by Country

Term deposits (or time deposits) are interest-bearing bank accounts with a fixed maturity and an early-withdrawal penalty. They sit at the longer-duration end of the deposit hierarchy.

Why compare Term Deposits across countries?

Term-deposit growth typically accelerates late in a hike cycle, when households lock in attractive yields ahead of expected cuts. Sharp accelerations can reduce bank-funding flexibility and influence credit growth.

How to read the country list

Watch year-over-year change and the share of total deposits. Compare with the policy-rate cycle to confirm yield-seeking dynamics.

Supported countries

Filter by country, currency, source, cadence, or unit.

Country / Currency Frequency Unit Source History Links
New Zealand
NZD / New Zealand Dollar
Monthly NZD mn National Statistics Office History from 2016-12-31 (9.5 years)