Household Credit by Country
Latest released Household Credit value for every supported currency, with the previous reading, the change between releases, reference date, frequency, unit, and source.
Additional Indicators
Household Credit across supported currencies
0 with data
1 supported currencies
Each row links to the per-currency reference page and the underlying API endpoint at
/api/v1/announcements/{currency}/household_credit. Non-USD endpoints require an API key query parameter.| Country / Currency | Latest | Previous | Change | Reference | Frequency | Unit | Source |
|---|---|---|---|---|---|---|---|
|
Canada
CAD · Canadian Dollar
|
— | — | — | — | Monthly | CAD mn | Bank of Canada/StatCan |
What is Household Credit?
Household credit measures total lending to households, dominated by residential mortgages and supplemented by consumer credit and credit-card balances. It is a key transmission channel for monetary policy.
Why it matters for FX
Sustained household-credit acceleration above income growth raises debt-service burdens and amplifies the impact of any future rate hikes. Slowdowns in credit growth are tightening signals that often precede broader spending weakness.
How to read this page
Read year-over-year change vs disposable-income growth. Decompose between mortgages and non-mortgage credit for sector specifics.
What to watch for
- Year-over-year growth vs disposable income
- Mortgage vs non-mortgage decomposition
- Debt-service-ratio trajectory
- Cross-check with house_prices and mortgage_rate
- Bank lending standards alongside