Transaction Deposits by Country
Latest released Transaction Deposits value for every supported currency, with the previous reading, the change between releases, reference date, frequency, unit, and source.
Money & Credit
Transaction Deposits across supported currencies
1 with data
1 supported currencies
Each row links to the per-currency reference page and the underlying API endpoint at
/api/v1/announcements/{currency}/money_supply_transaction_deposits. Non-USD endpoints require an API key query parameter.| Country / Currency | Latest | Previous | Change | Reference | Frequency | Unit | Source |
|---|---|---|---|---|---|---|---|
|
New Zealand
NZD · New Zealand Dollar
|
128,930
31 Mar 2026
|
123,888
28 Feb 2026
|
▲ +5,042 | 31 Mar 2026 | Monthly | NZD millions | RBNZ |
What is Transaction Deposits?
Transaction deposits are checking-account balances and other demand deposits available for immediate spending. They are the largest component of M1 in most economies.
Why it matters for FX
Transaction-deposit growth tracks how much spending power households and firms hold in immediately accessible accounts. Falling balances during high-rate periods typically reflect a shift into yielding accounts (money-market funds, term deposits) — a tightening signal.
How to read this page
Watch year-over-year change. Compare with savings and term deposits to see where balances are migrating.
What to watch for
- Migration to higher-yielding accounts during hike cycles
- Year-over-year change vs nominal GDP
- Cash-management cycles in firms
- Rate-differential to short-term yields
- Cross-check with M1 dynamics