Term Deposits by Country
Latest released Term Deposits value for every supported currency, with the previous reading, the change between releases, reference date, frequency, unit, and source.
Money & Credit
Term Deposits across supported currencies
1 with data
1 supported currencies
Each row links to the per-currency reference page and the underlying API endpoint at
/api/v1/announcements/{currency}/money_supply_term_deposits. Non-USD endpoints require an API key query parameter.| Country / Currency | Latest | Previous | Change | Reference | Frequency | Unit | Source |
|---|---|---|---|---|---|---|---|
|
New Zealand
NZD · New Zealand Dollar
|
203,302
31 Mar 2026
|
199,383
28 Feb 2026
|
▲ +3,919 | 31 Mar 2026 | Monthly | NZD millions | RBNZ |
What is Term Deposits?
Term deposits (or time deposits) are interest-bearing bank accounts with a fixed maturity and an early-withdrawal penalty. They sit at the longer-duration end of the deposit hierarchy.
Why it matters for FX
Term-deposit growth typically accelerates late in a hike cycle, when households lock in attractive yields ahead of expected cuts. Sharp accelerations can reduce bank-funding flexibility and influence credit growth.
How to read this page
Watch year-over-year change and the share of total deposits. Compare with the policy-rate cycle to confirm yield-seeking dynamics.
What to watch for
- Acceleration late in hike cycles
- Share of total deposits over time
- Rate-differential to short-term yields
- Maturity-distribution shifts
- Banking-sector funding implications