Country comparison
Household Credit by Country
Household credit measures total lending to households, dominated by residential mortgages and supplemented by consumer credit and credit-card balances. It is a key transmission channel for monetary policy.
Why compare Household Credit across countries?
Sustained household-credit acceleration above income growth raises debt-service burdens and amplifies the impact of any future rate hikes. Slowdowns in credit growth are tightening signals that often precede broader spending weakness.
How to read the country list
Read year-over-year change vs disposable-income growth. Decompose between mortgages and non-mortgage credit for sector specifics.
Supported countries
Filter by country, currency, source, cadence, or unit.
| Country / Currency | Frequency | Unit | Source | History | Links |
|---|---|---|---|---|---|
|
Canada
CAD / Canadian Dollar
|
Monthly | CAD mn | National Statistics Office | History from 2010-03-31 (16.2 years) |