Country comparison
Mortgage Rate by Country
Mortgage rates are the interest rates lenders charge on residential mortgages — typically a fixed-rate offer over specific durations (e.g. 30y in the US, 5y in Canada, variable in Australia).
Why compare Mortgage Rate across countries?
Mortgage rates are the single most important price for transmitting monetary policy to households. They drive housing affordability, refinancing flows, and consumer spending via debt-service costs — all of which feed back into growth and inflation, and therefore into the currency.
How to read the country list
Compare the level vs the policy rate (the spread captures credit and term-premium components). Watch for mortgage rates diverging from policy moves as a stress signal.
Supported countries
Filter by country, currency, source, cadence, or unit.
| Country / Currency | Frequency | Unit | Source | History | Links |
|---|---|---|---|---|---|
|
Australia
AUD / Australian Dollar
|
Monthly | % | RBA | History from 2010-01-31 (16.4 years) |